The Internet is a tremendous tool for saving time and working efficiently, and that’s definitely the case when you use it for online shopping. However, while simple to do, you have to have good information to shop wisely. Here are a few things to keep in mind so that you have the best shopping experience online possible.
Look for the right times to shop online. Often the stores that you frequent will have online sales that follow a time pattern. Many, for instance, schedule sales for the beginning of the month or at the end. If you see there’s a pattern, hold off on buying anything until the upcoming sales period begins.
When shopping online, choose the best shipping policy. Many times companies offer expedited shipping. However, many times getting the product one day earlier can cost you as much as twice the normal shipping price. Therefore, if you can wait on the product to arrive using normal shipping instead of expedited shipping, choose standard shipping to save money.
Call the online company before you make a purchase. If you have some kind of problem with your purchase, you want to be able to know that you can reach customer service easily. That’s why it’s a good idea to call before you give them your credit card information. If you can’t get anyone on the phone, steer clear.
Read customer testimonials before you buy anything. People are more than happy to complain about bad service online, so look for sites and testimonials that are terrible so that you know what you’re getting into. You should take bad reviews with a grain of salt, but if you see many, you know there is a problem.
If you are going to be doing some shopping online, make sure you understand the liability for each credit card you use online. Many credit cards have automatic fraud prevention built in while others offer it for a minimal fee. You do not want to get stuck with purchases made on your card if the number is stolen.
When shopping online, use a credit card rather than a debit card. This is because credit cards are based on your credit, not the amount of money in your bank account. If a internet hacker gets your banking information, they can completely ruin you within a matter of hours.
When ordering a product from an online store, make sure the URL of the page starts with HTTPS instead of HTTP. This is a sign that the page is secure and that you can submit your payment information without having to worry. If you do not notice this HTTPS, go through a different store.
You should be able to access your credit card statements online. Get in the habit of checking them at least once a week, particularly if you shop online a lot. If a charge pops up that you don’t recognize, you will be able to dispute it right away. However, if you don’t check it soon enough, you may not have any recourse.
Shopping for wedding or baby gifts is much easier now that the recipients can register online and you can browse their selections, see what has already been purchased and pick out something that suits your budget and their needs. You can also choose to have the item delivered directly to them which saves time and money.
Make sure that you only provide the bare necessities when shopping online. Usually all that is required is your name, address and credit card number. Occasionally there will be additional areas for you to add personal information and phone numbers. If these areas are not required, do not fill them out. They can sell this information to marketing companies and you will be inundated with spam mail and marketing phone calls.
Be a savvy online shopper by looking for online stores that offer designer overstock samples. Many of these retailers sell samples of real designer items at very affordable prices to meet online shopping demands. Some designers have even created these collections just to target these shoppers. Do some research on these sites and keep an eye out for words like “collection” and “special collection designed for…,” as they are generally made just for these sites.
Whenever possible, shop from your home computer rather than your smartphone. It is easier to get redirected to a scam site on your mobile phone, in part because URL addresses are not as lengthy. In addition, if you shop while you are out and about, you are using a public Wi-Fi connection. This makes it easier for hackers to get access to your credit card information, so you should avoid it if at all possible.
Shopping online is much easier that you could have imagined. Shopping online offers many great benefits, all from the comfort of your home or during your free time. Nonetheless, you must prepare yourself for smart online shopping by doing a little research. Follow the advice in this article and you’ll do fine.